It's NOT Your Fault!
If you've made financial mistakes in the past (and who hasn't), it's
not too late to start over again. Sometimes things happen because life can be difficult ... but a few financial mistakes
should not stop you from getting the home you deserve.
Many people at various stages in their life find themselves in a position where they require a bad credit mortgage. This could be for a number of reasons, many of them out of their control.
The important thing to remember is that there are many bad credit mortgage products in the market place, designed to assist you to get out of bad credit and back to being a financial clean skin.
Reasons why people may need a bad credit mortgage:
- Irregular income
- Past credit issues
- Self employed with hard to prove income
- Have a gifted deposit
- Recently divorced
- Discharged bankrupt
- Don’t want to declare actual income
In the past there has been a social stigma associated with people requiring a bad credit mortgage. However this has now changed. Many people from all walks of life require a bad credit mortgage for any number of reasons.
Whilst lender's rates for a bad credit mortgage are traditionally higher than a mainstream product, it is based on a rate for risk matrix. So, a minor credit issue or another minor issue may only attract a slight rate premium with a bad credit mortgage.
Even with many defaults and an inability to prove regular income, a bad credit mortgage is possible; however a higher rate may apply.
The good news is that this bad credit mortgage is your opportunity to draw a line in the sand, start moving forward and to demonstrate a steady pattern of repayments. Most bad credit mortgages only last a few years and then you can refinance up to a traditional mortgage product at a more attractive rate.
For Free, Confidential and personalised advice regarding a bad credit mortgage please click below.
* Free Loan Advice *
"Give Us 7 Minutes And We'll Have You On Your Way to a Decent Loan at a Good Rate"
It's time to celebrate!
We've been around for a while, but this is our first time on the Internet... and we're excited. Because you've found this site before the official "Live" date, we'll share our excitement with you by offering a free private consultation with a qualified mortgage broker (valued at $97).
This offer is strictly limited (to the first 20 people UPDATE: 2 spots remaining) and you will need to quote "Live Site" to qualify for the free consultation deal.
Let's be honest: How will your life change if you pass on this opportunity? Chances are it wont and you’ll continue to feel like a victim – which no person should ever feel like. We firmly believe it was no accident that you came across this web site and you know very well what we’re talking about.
Allow yourself to be guided to back to financial stability and pride. We promise you'll be glad you did… because you do deserve to have it all!
* Free Loan Advice *
"The 5 Reasons Why You Should Crawl Over Broken Glass Naked to Speak to Us Before Approaching Anyone for a Home Loan"
1. You don’t have to deal with “THOSE” finance people ever again. Trust me, they don’t really want to deal with you!!
2. There are too many products on the market for you to choose. Only I can place you with the right product for YOU.
3. As your Mortgage Broker I will project manage the entire process, driving the buying project from conception to completion & beyond.
4. I am a professional property investor and I have also owned my own home. I fully understand the needs of the home owner as well as the investor and how to customize a solution to your particular needs.
5. I can access current property developments. Not sure where to buy? I can put you in touch with developers at the early stage of a development, savings you thousands on stamp duty and purchase price.
* Free Loan Advice *
|